Blog

Eps 3: What's Your Excuse for Not Having a Will?

Eps 2: Pay Yourself Not the Bank

"The size of a home is a better predictor of the size of one's mortgage than the size of one's net worth." -Dr. Stanley

Eps 1: How Retirement Income is Taxed

2020 Midyear Outlook

Click Here for Full 2020 Outlook We are at the midpoint of 2020, and it would be an understatement to say it’s been a challenging year so far in the United States and around the world. We’ve faced health, social, and...

The Road to Recovery

We know that these can be frightening times, but we want to assure you that the one thing you don’t need to worry about is us supporting you through them. No one knows what the next days, weeks, or even months might bring, but we...

A Test of Our Resolve

The world continues its battle to contain the COVID-19 pandemic, which now has likely impacted, either directly or indirectly, nearly every person on Earth. This is far more than just a health crisis—this is a human crisis. Its...

COVID-19 Affects on the Economy

Our everyday lives have changed dramatically over the last few weeks as we work together to minimize the impact of the COVID-19 pandemic. We know these efforts are necessary, but they also have come at a cost. Global economic growth...

Oil War and COVID-19

The tough times that global markets were experiencing due to the spread of COVID-19 (coronavirus) worsened this past weekend as a price war between Saudi Arabia and Russia resulted in sharply declining oil prices. This combination of...

Fighting and Planning

“Everyone has a plan until they get punched in the mouth.” – Mike Tyson Love him or hate him, Mike Tyson was a force to be reckoned with in his prime. For me, he always played the villain. Here is the entirety of the...

Avoid Buyer's Remorse with 5 Car Buying Tips

Whether new or used - buying a car may be one of the largest purchases you will make in your lifetime. It is important choose a vehicle that matches your lifestyle as well as your budget. Web-based dealerships and third-party sites...

Sector Rotation Strategies

As an independent financial advisor, I believe in building portfolios based on evidence, not emotion, and on current information rather than historic. While many investors remain stuck in the past, I seek out what lies ahead in the...

A Case Against the Modern Portfolio Theory - 3 Reasons Why It Will Fail You

Modern Portfolio Theory. A 66-year-old investment strategy that contradicts itself in both name and execution. Harry Markowitz, a Nobel Prize-winning economist, introduced the Modern Portfolio Theory (MPT) all the way back in 1952....

4 Reasons Why the 4% Rule Doesn't Work

You work hard your entire life to build a nest egg that will eventually fund your retirement. Establishing, growing and securing your wealth hasn’t been easy - and it hasn’t been without sacrifice. But as you look toward...