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27 East Catawba Street, PO BOX 228, Belmont, NC 28012

(704) 461-8847
Ryan.Schrift@rjschrift.com
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What We Do

Customized portolios for you Asset Dedication

We follow an investment management and asset dedication process that keeps the majority of our investment portfolios in-house and allows us to monitor the holdings daily.  

The Asset Dedication Strategy frees up cash for daily expenses, generates the necessary cash flows to fund your retirement needs, and positions your portfolio for growth to finance your later years. The Asset Dedication Strategy segments your retirement assets into three buckets - cash, income, and growth - that match the goals laid out in your financial plan. If retirement is further out in the future or another financial goal is an immediate priority, we will determine the best foot forward through a very candid conversation to best align your thinking with our execution.


Unlock the Treasures of Financial Wellness 

These days, investing in financial markets is a common practice. Yet, many Americans remain under-informed about how various investment products really work

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Our Services


Retirement Planning

Saving to retire is different than spending in retirement. We will do whatever we can to make sure you are successful. It’s personal to us.

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Business Exit Planning

If you are not planning on exiting on your terms, the terms will be decided for you.

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Investment Portfolios

Investment Portfolios are built for individual clients using an evidence-based process using current and objective data. Contact the office to learn more about our process.

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Tax Reviews

 Tax planning is an essential part of any financial strategy.  We proactively create customized scenarios that can help you mitigate tax liabilities, take advantage of available opportunities, and better position you for life events.

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Why UsWork With The Best

Asset Dedication truly customizes a portfolio for each person instead of trying to force-fit that person into an arbitrary category.

These portfolios are built with the client in mind. Whether you are 65 years of age or 40 - no one likes to lose money. Focusing on managing risk first and then taking advantage of market opportunities allows us to pursue targeted long-term results without wiping out our client’s nest egg.

Using proprietary technology derived by a team of industry veterans we evaluate the overall stock market environment and review the financials of over 400 individual securities. After taking a detailed dive into each of the 11 sectors1 of the S&P 500, we narrow the playing field and analyze what we believe to be the most favorable and the price movement of all the securities every day.


1Because of their narrow focus, sector investing will be subject to greater volatility than investing more broadly across many sectors and companies.

ResourcesKnowledge Leads To Financial Freedom.

A Cheat Sheet for Sending Your Kid to College

A Cheat Sheet for Sending Your Kid to College

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Social Security: By the Numbers

Social Security: By the Numbers

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The Value of Insuring Against Life’s Risks

The Value of Insuring Against Life’s Risks

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Let's Get StartedSchedule A Strategy Session

If you believe you could benefit from working with a financial professional, let’s review your portfolio, financial trajectory, and goals to see if you’re a good fit for our practice.

Schedule a Consultation